Terms and Conditions of Use

Please read the following Terms and Conditions of Use carefully before using this website, platform, or application.

The information contained on Merced Property and Casualty websites, platforms, and applications ("Sites") is provided for general informational purposes and as a convenience to our Internet visitors. It is not intended to provide legal, tax, or any other professional advice, and you should not rely solely upon this information in making any decision. By using or accessing Merced Property and Casualty Sites, you agree to the following Terms and Conditions of Use which apply to all Merced Property and Casualty Sites. Merced Property and Casualty may at any time revise these terms and conditions. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions.


The content on Merced Property and Casualty Sites is provided "As Is" and "As Available" and is not intended to be an offer to sell, a solicitation, or an advertisement of any product or service in any jurisdiction. Any inquiries regarding the purchase of a product from Merced Property and Casualty will be directed to a licensed agent/producer. MERCED PROPERTY & CASUALTY MAKES NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. MERCED PROPERTY AND CASUALTY MAKES NO REPRESENTATION OR WARRANTY THAT MERCED PROPERTY & CASUALTY SITES WILL OPERATE UNINTERRUPTED OR BE FREE FROM ERRORS. UNDER NO CIRCUMSTANCE WILL MERCED PROPERTY & CASUALTY BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT OR INDIRECT DAMAGES, AS PERMITTED BY LAW) ARISING OUT OF THE USE OF OR INABILITY TO USE THE INFORMATION, SERVICES, SOFTWARE, OR OTHER ITEMS PROVIDED ON MERCED PROPERTY & CASUALTY SITES. Any reference to coverage given on Merced Property and Casualty Sites is intended to be descriptive in nature and for informational purposes only. Products and provisions described may not be available in all states. A written policy contains a complete description of benefits, provisions, limitations, and exclusions, and in the event of a conflict between descriptive information on Merced Property and Casualty Sites and a policy, the policy will prevail.

Restricted Areas and Secured Passwords

The unauthorized use of or access to portions of Merced Property and Casualty Sites that require password authentication is prohibited. Such unauthorized use or access, whether actual or attempted, may be subject to criminal and/or civil prosecution.

If you are authorized to access restricted portions of Merced Property and Casualty Sites, do not share your password with anyone. You are solely responsible for maintaining the confidentiality of your password. If you suspect any unauthorized activity related to your account, contact Merced Property and Casualty. Merced Property and Casualty will not be responsible if you fail to properly secure your password or choose to share your password with any other person.


Personal information transmitted to Merced Property and Casualty will be treated in accordance with our Privacy Notice.

Important Notice Regarding Electronic Check Conversion

When you provide a check as payment, you authorize Merced Property & Casualty to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day you make your payment, and you will not receive your check back from your financial institution.


Merced Property & Casualty may terminate your access to Merced Property & Casualty Sites for any reason, without prior notice.

Governing Law

These Terms and Conditions of Use shall be governed and construed by the laws of the State of California without giving effect to any conflict of laws principles or provisions.


If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will continue in full force and effect.

For More Information

If you have any questions regarding these Terms and Conditions of Use, please contact us:

Merced Property & Casualty Company
P.O. Box 834
Atwater, California 95301-0834
Toll-Free 1-800-348-6747

Contact Info

Have a question or comment?
Please feel free to contact us.
(209) 358-6421 | (800) 348-6747